Stripe Treasury | Business Account to Unify Your Finances

Stripe Treasury brings your business finances into one place. Scale faster with 2% cashback on card spend\* and global payouts to 160 countries—and reduce costs with multicurrency accounts and stablecoin access. Transfer Send Create card ### Financial account $ 22594.21 USD $2,819.49 GBP £6,249.11 EUR €3,125.99 USDC $8,431.02 ### Convert currencies $ USD From Financial account USD $2,819.49 $2,819.49  available instantly To Financial account GBP £6,249.11 You’ll receive £72.52 $1 USD = £0.74 GBP Transfer ### Send £ GBP From Financial account GBP £6,249.11 To Lulu Siegel GBP • HSBC ••••4846 Send -£150.00 GBP Software & tech -$25.00 USD Rideshare -$482.00 USD Shopping  Manage payments and finances in one dashboard, and use virtual and physical cards to spend your Stripe balance. Open an account in minutes and access your settled earnings instantly. No monthly fees or minimum balance required. Store multiple currencies, open local accounts, and access dollar-backed stablecoins in 100+ countries. Mitigate risk with added security through FDIC insurance eligibility that covers funds up to $250K.\*\* Store funds, convert currencies, use spend cards, send payouts, and access stablecoins—right from the Stripe Dashboard. Get started in minutes by transferring from your Stripe balance or adding funds directly from your bank account.  Earn 2% cashback on eligible purchases wherever Mastercard is accepted.\* Create virtual and physical cards right from the Dashboard, with flexible spend controls and real-time reporting.  Pay anyone in their local currency in minutes with no-code payouts, or send money at scale with flexible APIs. Verify recipients in seconds and automatically link bank details.  Open local accounts to lock in mid-market rates and convert currencies instantly, or go borderless with stablecoin-backed balances in 100+ countries.  Every day, almost five million businesses on Stripe transact with one another. With a Stripe financial account, US businesses can send money to each other instantly and for free.  Expand your reach and reduce cross-border costs by sending and spending funds using dollar-backed stablecoins. Get the stability of traditional currencies plus the speed and accessibility of stablecoins without worrying about blockchain complexity, liquidity management, or weeks of integration work. Stablecoin payment volume $5.7T 2x YoY Volume compared to card networks 25% Stablecoin supply $250B +54% YoY Connect your accounting software to automatically import transactions, improve financial insights, and close your books faster. Sync data in real time directly from the Stripe Dashboard with [Xero](https://marketplace.stripe.com/apps/xero) and [QuickBooks Sync by Acodei](https://marketplace.stripe.com/apps/quickbooks-sync-by-acodei).  Access tools to manage payments and finances in one place. Give your customers the ability to store funds, send money, and create cards directly on your platform or marketplace. Apply for business financing in a few clicks. Funds arrive in your account as soon as the next business day.\*\*\* \*Subject to [Stripe Issuing Rewards Program Terms](https://stripe.com/legal/issuing/rewards). \*\*USD held in financial accounts (other than Primary accounts) are eligible for FDIC pass-through deposit insurance if they meet certain requirements. Funds held in the accounts are eligible only to the extent pass-through insurance is permitted by the rules and regulations of the FDIC, and if the requirements for pass-through insurance are satisfied. The FDIC insurance applies up to 250,000 USD per depositor, per financial institution, for deposits held in the same ownership category. The FDIC’s deposit insurance coverage only protects against the failure of an FDIC insured depository institution and Stripe is not an FDIC insured depository institution. Funds eligible for FDIC pass-through deposit insurance are held at Fifth Third Bank, N.A., Member FDIC. \*\*\*Stripe Capital offers financing types that include loans and merchant cash advances. All financing applications are subject to review prior to approval. In the US, Stripe Capital loans are issued by Celtic Bank, and YouLend provides Stripe Capital merchant cash advances. [Try for free](https://dashboard.stripe.com/balances?referrer=treasury_marketing_page)   [Explore the docs](https://docs.stripe.com/treasury)